National credit regulator
Hestibase (Pty) Ltd trading as CashinWallet is registered as credit provide with National Credit Regulator (NCR). The repayments on our Payday loans are in line with NCR guidelines. Please refer to the example below:
| Cap Amount | Initiation fee | Service fee | Interest | VAT | Total Rep |
| R 500.00 | R 75.00 | R 36.77 | R 18.21 | R 16.77 | R 646.75 |
| R 1000.00 | R 150.00 | R 36.77 | R 36.42 | R 28.02 | R 1251.21 |
| R 1500.00 | R 215.00 | R 36.77 | R 54.31 | R 37.77 | R 1843.85 |
Late Payments
In an event that we are unable to collect money from your salary account as stipulated on your loan agreement, we will contact you to let you know about the failed collection, and discuss with you how to make a payment. The late payment charges will apply from the date that we were unable to collect. It is the client s responsibility to make sure there are sufficient funds to cover cash balance debit order in their account.
Non Payment
Continues Non-payment of loan will result in additional charges being debited to your loan account. After 60 days of non-payment, your account will be handed over to external debt collecting attorneys. The attorneys may add further charges to your account. And your credit rating will also be negatively affected.
Loan Renewal
Clients may renew their loans for as long as they require the funds. The loan renew may be done after every successful collection. There is no waiting period.
Credit Limit Increases
We review credit limits every time the clients make a request upon renewing their loans.
Our Customers Say
I can’t even begin to thank these guys for saving me at a time i needed saving, i had lost all hope. I highly recommend them.
Our business was just about to close it’s doors during lockdown, but someone referred me to CashinWallet, and it’s because of them that we are still operational.
I had an emergency that needed money urgently and i had no where to go, until a friend told me about these guys, thank you so much.